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Home Buying Tips in Corpus Christi Tx

Home Buying Tips in Corpus Christi Tx

home buying tips corpus christi tx

Whether you are buying in Corpus Christi or somewhere else, these home buying tips apply to everyone. People often love the fun part, that is, looking at homes. The financial part is what a lot of people dread. As a result, people start shopping for homes  before they know what they can buy. They are setting themselves up for a lot of pressure and disappointment. In other words, do these steps first. It will make your home buying experience a much better one.

Home Buying Tip #1 – Know your price range.

Use Redfin’s home-affordability calculator. This real estate tool views not just your earnings and lower payment but additionally total recurring monthly obligations for example vehicle payments, student education loans, and charge card minimum payments. Above all, knowing what you can afford can save you from disaster down the road.

Related: Real Estate in Corpus Christi

Tip #2 – Clean-up your credit.

Corpus Christi real estate tipsIf your credit history is accurate, the house shopping process will probably go more smoothly. Firstly, read “Are Mortgages Now Harder or Simpler to obtain?” for additional information. Credit reports can get very messy. It is a good idea to take some time and go over yours. For example, people that contest bad marks often when thusimproving your score. Be patient; you may need to seek the advice of a credit counselor. All that I can tell you is, that it is worth the wait!

 Tip #3 – Get pre-approved.

Usually, which means a home loan provider has checked your credit history and determined just how much it might lend you. It’s a measure much better than pre-qualification, where a loan provider only provides you with a concept of what you could afford. That is to say, lenders use different terminology, though, so make sure you may well ask for clarification. For example, EverBank, located in Jacksonville, Fla., uses the word “pre-approval” for which other banks define as pre-qualification. And just what most banks call a “pre-­approval,” EverBank terms a “credit only approval.”
So, here is one of the This biggest home buying tips. Without a pre-approval letter, your real estate agent in most cases can’t even present an offer. This letter will save you lots of time; you will know exactly what kind and how much house to buy.

 Tip #4 – Sweeten the offer to beat the competition.

Corpus Christi home buying tips
Cash offers or large down payments will get noticed inside of a competitive bidding situation when you are purchasing a home. But other factors, for example, versatility using the closing date and shorter inspection periods, can sway sellers. Maybe increasing the earnest money would provide the final incentive. Typically sellers will choose whom they perceive is the most committed buyer.

Home Buying Tip #5 – Shop for mortgages

People very seldom shop for multiple mortgages, as a result they may being missing out on opportunities. A mortgage broker offers a service, and they can sweeten the deal if persuaded. So, be diligent, do your homework and save money!. Websites, for example, Bankrate and HSH allow it to be simple to find several lenders. Interview several lenders and let them compete for your business. Find local lending institutions at culookup.com. New standardized loan estimates mandated through the Consumer Financial Protection Bureau helps it to be simple to compare terms.

If you have a questions related to purchasing a home in South Texas, contact Benjamin Ross Realtor with Mission Real Estate Group.

www.myactiveagent.com

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Home Buying Tips in Corpus Christi
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Home Buying Tips in Corpus Christi
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When buying real estate, it is important to be prepared, saving you time and money. Read this article for some quick real estate buying tips. Moving to South Texas? Call Benjamin Ross Realtor 361-413-9812 for assistance.
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Benjamin Ross Realtor
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Benjamin Ross is a realtor with Exit Realty Bay Area in Corpus Christi, Texas. Benjamin started working for a private Real Estate investment company on May 31, 2003. Ben dealt exclusively with Investment and REO properties. He also specialized in owner finance, hard money lending as well as managing mortgage assets. Ben has acquired and sold many residential properties throughout his career for himself and the private sector. In 2006, Ben decided to move from Arizona (which had an extremely volatile real estate market) and relocate his family to the DFW, Dallas Fort Worth area where the market was far more stable. After the real estate and market crash of 2008, Ben decided to become a full-time landlord holding his property as long term investments. Ben focused on investing in affordable housing with nice curb appeal, providing people with a nice home so that they could raise their family. Throughout his career, Ben has been a success in all types of market weather. He entered into business at the beginning of a heated market frenzy that eventually cost millions of people their homes. Ben decided at the end of 2006, that it was only a matter of time before the “housing bubble” would burst. After the crash, Ben was able to acquire residential property at very low cost which enabled him to provide housing with affordable rent to the public. Working from the ground up and starting with nothing, Ben surrounded himself with the wise counsel of experienced real estate investors and attorneys. Ben has successfully navigated tumultuous markets and not only survived the great recession but thrived in it. At the age of 38, Ben became a self-made millionaire and was able to retire from the real estate industry. Ben has since decided he wanted to work again, but this time, not for private companies but for the public, helping people realize the American dream of home ownership. He now works today to serve you.

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